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How Much Can I Borrow?

This will depend on various factors about your financial position; So the obviously the amount you can be lent will differ from person to person.

Some of the factors that will affect that decision are:
  • How much you earn
  • How much deposit (if any) you have
  • Current commitments (loads and credit cards)
  • Previous credit history

The amount you will be able to lend after the factors have been taken into account, will vary from 2.75 times up to 5 times your income, possibly more in some cases.

Not all lenders use the same system to calculate how much you can borrow. Some will times your income by a figure and others will carry out an affordability check on you.

To receive an accurate figure please click the enquiry button (below) and one of out experienced advisors will be able to give you an amount based on your situation.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Stewart Financial Solutions Ltd registered in England & Wales No.5514279
at 37 Bank Street,Ashford , Kent, TN23 1DQ